UPI 2.0: Enhanced Features and Implementation Guide

# UPI 2.0: Enhanced Features and Implementation Guide

UPI 2.0 introduces new functionalities to enhance security, convenience, and business transactions.

## Key Features

### 1. Overdraft Account Linking
- Users can link overdraft accounts for seamless payments.
- Enhances liquidity for businesses and consumers.

### 2. Invoice in the Inbox
- Businesses can send invoices along with payment requests.
- Enables transparent transactions.

### 3. Signed Intent and QR Code
- Reduces fraud risks by verifying merchant details before payment.
- Improves security in digital transactions.

## Implementation Guide
- Ensure UPI 2.0 compatibility in payment gateways.
- Integrate QR-based authentication for secure transactions.
- Leverage invoice features for better financial record-keeping.

## Conclusion
UPI 2.0 elevates digital payments with enhanced security and usability for businesses and consumers.